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Australian market dragged down by oil, gold prices - News.com.au
THE Australian stock market was down at noon, with energy and mining stocks lower on the back of falling oil and gold prices. At noon AEST, the benchmark S&P/ASX200 was down 45.1 points, or 0.9 per cent to 5014.9, while the broader All Ordinaries ...

Market lower as miners, energy stocks weigh - West Online
The Australian stock market was down at 10am, with energy and mining stocks lower on the back of falling oil and gold prices. At 10am, the benchmark S&P/ASX200 was down 45.1 points, or 0.9 per cent to 5014.9, while the broader All Ordinaries lost 44 ...

Slowly, But Not So Surely - Forbes
Members of Congress are ready to dig homeowners out of the foreclosure avalanche. They're just not unified on where to break ground first. On Tuesday, House Ways and Means Committee Chairman Charles Rangel, D-N.Y., introduced a bill that would give ...

Latin American economy isn’t "immune" to U.S. crisis - Domican Today
World Bank says it’s better than 10 years ago Santo Domingo.- Although the Latin American economy isn’t "immune" to the crisis in the U.S., it’s in a better position than 10 years ago and Central America and the Caribbean will feel the effects ...

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Today's Mortgage Terms starting with F

  • Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.
  • Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.
  • First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.
  • Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.
  • Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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