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GM, Ford CEOs will take $1 salary for loans - Detroit Free Press
The chief executive officers of General Motors Corp. and Ford Motor Co. are expected to tell Congress today that they will reduce their salaries to $1 a year if their companies receive the federal aid they are seeking from Congress. Ford announced ...

Mortgage rate drop spurs rush to lenders for refinancing - Detroit Free Press
A sharp plunge in U.S. mortgage rates prompted a rush to refinance, resulting in record-setting business Tuesday at Livonia-based Quicken Loans and big days for other lenders. Following government efforts to unfreeze consumer credit, U.S. mortgage ...

Big Three Automakers to Submit Plans to Congress - ABC News
Detroit's automakers, making a second bid for $25 billion in funding, are presenting Congress with plans Tuesday to restructure their ailing companies and provide assurances that the funding will help them survive and thrive. General Motors Corp ...

Automakers to submit plans to Congress - Ann Arbor News
WASHINGTON (AP) — Detroit's automakers, making a second bid for $25 billion in funding, are presenting Congress with plans Tuesday to restructure their ailing companies and provide assurances that the funding will help them survive and thrive ...

BIG 3 AUTOMAKERS MAKE 2ND BID FOR CASH - New York Post
WASHINGTON - Detroit's automakers, making a second bid for $25 billion in funding, are presenting Congress with plans Tuesday to restructure their ailing companies and provide assurances that the funding will help them survive and thrive. General ...

Auto makers return for $25 billion bailout - Grand Junction Daily Sentinel
WASHINGTON (AP) — Detroit’s automakers, making a second bid for $25 billion in funding, are presenting Congress with plans today to restructure their ailing companies and provide assurances that the funding will help them survive and thrive ...

US automakers to submit plans to Congress - Economic Times
WASHINGTON: Detroit's automakers, making a second bid for $25 billion in government funding, are presenting Congress with plans on Tuesday to restructure their ailing companies and provide assurances that the bailout will help them survive and thrive ...

Local Auto Dealers Watching Bailout Plea - WKYT 27
WASHINGTON (AP) - Detroit's automakers, making a second bid for $25 billion in funding, are presenting Congress with plans Tuesday to restructure their ailing companies and provide assurances that the funding will help them survive and thrive ...

Ap » Business - Waterloo Cedar-Falls Courier
WASHINGTON - Detroit's automakers, making a second bid for $25 billion in funding, are presenting Congress with plans Tuesday to restructure their ailing companies and provide assurances that the funding will help them survive and thrive. General ...

Big 3 come begging - Primebuzz.kcstar.com
  WASHINGTON — Detroit’s automakers, making a second bid for $25 billion in funding, are presenting Congress with plans Tuesday to restructure their ailing companies and provide assurances that the funding will help them survive and thrive ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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