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Duneland School bond refinancing to cut tax impact of new school - Chesterton Tribune
The Duneland School Board plans to refinance the bond that funded the new Chesterton High School, a move that’s expected to reduce the tax impact of a possible new elementary school. The school board unanimously agreed Monday to authorize a ...

Readers Write - Minneapolis Star Tribune
The first domino to fall in the chain of events that created the Wall Street meltdown was the housing crisis and mortgage foreclosures. Doesn’t it make sense to fix the root problem? Instead of giving away billions to bail out companies on Wall ...

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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