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Aftershocks of financial crisis felt in Alabama - Birmingham News
MONTGOMERY, Ala. (AP) — Alabama is taking a hit from the nation's financial crisis, which has lowered the value of state pension fund, reduced earnings in a plan to send students to college and eaten up more than $100 million of a state budget that ...

Hoppy's Commentary for Friday - Metro News
Banks and brokers thought sub-prime mortgages were a new way to get rich while Washington politicians served as enablers. But some of us are complicit as well because we, like the federal government, have abandoned the concept of deferred ...

Today's Mortgage Terms starting with H

Home Equity Line of Credit: A type of revolving credit in which your home is used as collateral.

Home Equity Loan: A revolving line of credit or loan based on the equity in the mortgagor's property. The property is the collateral for the loan, which is usable for any purpose.

Housing and Urban Development (HUD): A U.S. government agency created to introduce federal housing and community development programs; manages the Federal Housing Administration.

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