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News about Mortgages:

Emerging-Market Bonds, Currencies, Stocks Tumble on Argentina - Bloomberg
Oct. 22 (Bloomberg) -- Brazil's real, the Korean won and Polish zloty slumped, and developing-nation borrowing costs rose to a five-year high, as concern of a second Argentine default in a decade rattled investors in emerging markets. The real slid 5 ...

WDH Nationwide Mortgages Releases Its Thoughts on Why Now is a Good ... - PR.com
New and used home prices have stabilized, interest rates have fallen, real estate has historically been one of the best investments, and this next year should present a good buying opportunity. O Fallon, IL, January 04, 2008 --( PR.com )-- In most ...

Argentina sends currencies into spiral   - Business Day South Africa
LONDON — The Brazilian real, the Korean won and the Polish zloty slumped yesterday, and borrowing costs for developing states rose to a five-year high as concern about a second Argentinian default in a decade rattled investors in emerging markets ...

Overseas bank lines up to bid for HBOS - Scotsman
A FOREIGN bank is interested in buying HBOS and has approached the UK government on how to proceed, The Scotsman has learned. It has received assurances from the Treasury that any bid would be treated equally to the one on the table from Lloyds TSB ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

View all Terms

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