Franklin Mortgage Refinance and Information Online from competing Lenders

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UPDATE 1-Sirius CEO 'confident' about debt refinancing - Reuters
NEW YORK, Oct 14 (Reuters) - Sirius XM Radio (SIRI.O: Quote , Profile , Research , Stock Buzz ) Chief Executive Mel Karmazin is confident that the satellite radio company will be able to refinance its debt in spite of the troubled credit markets, he ...

Q&A Transcript - Washington Post
About Pearlstein: Steven Pearlstein writes about business and the economy for The Washington Post. His journalism career includes editing roles at The Post and Inc. magazine. He was founding publisher and editor of The Boston Observer, a monthly ...

Help needed - Times-Republican
WASHINGTON - For all the thorny free-market issues raised, the big U.S. intervention in banks does have precedents - from wholesale wartime takeovers of entire industries to the seizing of hundreds of failed savings and loans in the 1980s. Most ...

New London OKs Expansion Of Condo Project - New London Day
New London - The developer of City Gateway Commons will be allowed to expand the condominium project from 39 to 50 units, an addition that will include a ninth floor of penthouses and an attached brick building containing parking and resident storage ...

Canada's approach to bank troubles: Hands off - Globe and Mail
As the global financial crisis deepens, Report on Business writers examine and explain the turmoil in credit and stock markets. Here, we answer your questions daily, with the most recent at the top. Has the Canadian government ever owned shares in ...

What about the economy Obama, McCain? - Newsday
There was a surreal quality to the presidential debate Tuesday night that was very discouraging. Even as both candidates went about their scripted, well-rehearsed routines, they all but ignored the 800-pound gorilla stalking around the room: the ...

Economic Downturn Puts Brakes On Many Major Region Projects - New London Day
Last New Year's Day, the upcoming year seemed to be a time when major development projects, the kind that change the look and feel of a region, were about to get under way. Nine projects in particular seemed poised to take important steps in 2008, in ...

October 2008 - Posts - MSNBC Firstread
Despite swirling rumors that the McCain campaign's days of full court press in Wisconsin may be numbered, NBC confirms that the Republican nominee's team has bought ad time in markets there next week. But the RNC's independent expenditure arm has ...

Why Britain's PM wants to overhaul the system - Globe and Mail
As the world's foremost banking centre, Britain has more than most at stake in repairing a system that has so rapidly disintegrated. "We regard ourselves as leaders in global finance and I think government has really sought to protect that, to ...

Steffy throws - Washington Times
Today's tidbit du jour has to do with Jordan Steffy 's return to practice, his first throwing work since fracturing his thumb in the Aug. 30 opener. "He threw the ball today for the first time, which I think is a positive," coach Ralph Friedgen said ...

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Today's Mortgage Terms starting with P

  • Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.
  • Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.
  • Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.
  • Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.
  • Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.
  • Principal: It is the amount of money borrowed or owed, excluding interest.

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