Pierce Mortgage Refinance and Information Online from competing Lenders

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Harbor is a “crisis area” - Daily World
The foreclosure crisis afflicting the nation is hitting Grays Harbor hard. The state Housing Finance Commission has designated Grays Harbor County as one of the state’s crisis areas for home foreclosures, qualifying the county for additional state ...

Next round of mortgage rate changes could hit homeowners - NWCN
SEATTLE - There are new numbers which suggest the subprime mortgage market could have further impacts on the local economy. There is a wave of homeowners with loans about to reset and that could mean trouble as home values inch lower. Jillayne ...

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Hadar Mclean Osmond Pierce Plainview

Today's Mortgage Terms starting with B

  • Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.
  • Bearer: The legal owner of a property.
  • Bill of Sale: A document that details the transfer of property.
  • Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.
  • Blanket Mortgage: A mortgage that includes more than one piece of real estate
  • Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.
  • Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.
  • Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.
  • Buyers Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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