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Automakers to submit plans to Congress - Herald-Bulletin
WASHINGTON — Detroit’s automakers, making a second bid for $25 billion in funding, are presenting Congress with plans Tuesday to restructure their ailing companies and provide assurances that the funding will help them survive and thrive. General ...

Detroit 3 ready for Capitol Hill - Lansing State Journal
UPDATED 1:33 PM - WASHINGTON — Ford Motor Co. is asking Congress for a $9 billion "stand-by line of credit" to stabilize its business, but says it doesn't expect to tap it. Unless one of Detroit's other Big Three auto companies goes bust, Ford ...

Foreclosures looming for businesses - Capitol Hill Blue
Black Friday's retail shoppers hunting for holiday bargains won't be enough to stave off what's likely to become the next economic crisis. Malls from Michigan to Georgia are entering foreclosure, commercial victims of the same events poisoning the ...

Round Two For Big Three - Metro News
Ruth Lemmon: Big Three Back On Capitol Hill Executives with the three big automakers in the United States are back on Capitol Hill this week with revamped federal bailout plans. Congress sent those with General Motors, Chrysler and Ford back to the ...

Ford asks for $9 billion 'stand-by line of credit' but says it doesn't ... - Grand Forks Herald
WASHINGTON — Ford Motor Co. is asking Congress for a $9 billion “stand-by line of credit” to stabilize its business, but says it doesn’t expect to tap it. Unless one of Detroit’s other Big Three auto companies goes bust, Ford expects to ...

Affordable Housing in Massachusetts Gets $10.2 Million Infusion - Earthtimes
BOSTON , Nov. 26 /PRNewswire/ -- The Federal Home Loan Bank of Boston (the Bank) awarded more than $10.2 million as grants, loans, and subsidies to fund 390 units of affordable rental and ownership housing in seven Massachusetts communities. Of that ...

Davis: Yates expected to keep starting QB job - FOX News
CHAPEL HILL, N.C. — T.J. Yates is expected to start at quarterback for North Carolina this week at Duke. Coach Butch Davis said after Wednesday's practice that Yates has worked out enough mechanical issues to keep hold of his starting job. Last ...

Ford Motor Co. asks Congress for $9B line of credit; says it hopes not ... - Minneapolis Star Tribune
Chip Somodevilla, Getty Images President and CEO of the Ford Motor Company Alan Mulally tleaders of the "Big Three" Detroit automakers and the head of the union that represents their workers were on Capitol Hill to ask lawmakers for $25 billion ...

Big Three automakers to submit plans to Congress - Yahoo News
WASHINGTON – Detroit's automakers, making a second bid for $25 billion in funding, are presenting Congress with plans Tuesday to restructure their ailing companies and provide assurances that the funding will help them survive and thrive. General ...

Morgan Stanley quietly builds its stake in OZ Minerals - The Australian
INVESTMENT bank Morgan Stanley has emerged with a key stake in OZ Minerals amid increasing speculation about the future of the struggling miner. As analysts warned OZ would be unlikely to turn a profit next year if commodity prices continued to ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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