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News about Mortgages:

Gallup mall’s ownership fights for life - Gallup Independent
GALLUP — Are the “going to the mall” days over in the U.S.? General Growth Properties, owner of Rio West Mall in Gallup and the Animas Valley Mall in Farmington, warned that it faces solvency trouble and might be forced to file for bankruptcy ...

Metro Detroit home prices down 17.2% from last year - Detroit Free Press
Home prices continued their downward trend through August, falling 17.7% in the nation’s 10 largest cities and by 17.2% in metro Detroit as compared to a year ago. The price erosion, while stimulating local home sales and clearing inventory, has ...

Detroit-area home prices down 17.2% - Detroit Free Press
Home prices continued their downward trend through August, falling 17.7% in the nation's 10 largest cities and by 17.2% in metro Detroit as compared with a year ago. The price erosion, while stimulating local home sales and clearing inventory, has ...

Lakeside owner deep in red ink - Macomb Daily
The tumbling economy lost another domino this week with the announcement that bankruptcy is possible for the corporate owner of Lakeside Mall, which owns 200 other shopping centers. General Growth Properties Inc., the nation's second largest mall ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

View all Terms

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