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News about Mortgages:

Independent HBOS fight 'gaining pace' - Scotsman
they had admitted defeat in the attempt to find an alternative bidder for the bank, and they accused the UK government of undermining their efforts. But Sir Peter, who is campaigning to stop the Lloyds move alongside former Royal Bank of Scotland ...

Financial crisis: Darling ready to take control of banks - Daily Telegraph
The measure was among several being considered as Gordon Brown, the Prime Minister, is considering emergency steps to take majority stakes in large British banks in an attempt to avert the collapse of the industry. With markets in the US and Japan ...

Financial crisis: This bail-out helps but it's no turning point - Daily Telegraph
Financial crisis: This bail-out helps but it's no turning point ; http://link.brightcove.com/services/link/bcpid1529573275/bctid1842865995 http://www.brightcove.com/channel.jsp?channel=1139053637 All the big UK banks plus Nationwide, our leading ...

HICKS DENIES ANFIELD EXIT PLAN - Sporting Life
Tom Hicks' spokesman insists the Liverpool co-owner has no intention of selling his Reds stake to Dubai International Capital or anyone else. A year ago this month, DIC were stunned by the last-minute failure of their bid to take control of the club ...

Anger at Mandelson's intervention over HBOS as Government seeks to ... - Scotsman
BUSINESS leaders accused the government last night of trying to force through the takeover of HBOS by Lloyds TSB, after Peter Mandelson warned the bank would be bailed out only if the deal went ahead. Concern about ministers' tactics came as new ...

Labour trying to undermine rival HBOS bids–Salmond - Scotsman
ALEX Salmond increased the pressure on the UK government over the HBOS takeover yesterday, accusing Labour politicians of "leaking and briefing" in an attempt to undermine rivals to the Lloyds TSB bid. He also accused Gordon Brown, the Prime Minister ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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