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School for the blind starts visionary newsroom - Newark Star-Ledger
Ed Murray/The Star-Ledger Judy Ortman, interim executive director of the Concordia Learning Center, is interviewed by student Indigo Estevez from Newark for the school paper. There's a buzz in the newsroom of a New Jersey start-up newspaper, and not ...

Neptune Technologies successfully completes up to $8.5 million debt ... - Yahoo Finance
- These funds will be used to rapidly implement the first phase of the production capacity and productivity expansion in order to meet strongly increasing customer demand- - No more concerns about raising additional capital now- - The Company has ...

Most Asian Stocks Decline on Recession Concerns; Banks Slump - Bloomberg
Oct. 17 (Bloomberg) -- Most Asian stock markets fell, paring the MSCI Asia Pacific Index 's weekly advance, on signs the credit market turmoil is curbing demand for the region's exports and causing economies to contract. Neptune Orient Lines Ltd ...

Asian Stocks Plunge; Japan's Nikkei Has Worst Week on Record - Bloomberg
Oct. 10 (Bloomberg) -- Asian stocks tumbled, driving Japan's Nikkei 225 Stock Average to its biggest weekly decline on record, on concern the deepening credit crisis will push the global economy into a recession. The yen surged. ICICI Bank Ltd., the ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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