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Shoppers have reasons to act like grinches - Cleveland Plain Dealer
WASHINGTON -- Federal Reserve Chairman Ben Bernanke pleaded Thursday for more government action to relieve the foreclosure crisis and break a vicious cycle in which the housing meltdown is plunging the country deeper into recession. Beaten-down ...

DDR, U-Store-It look to markets to raise cash - Cleveland Plain Dealer Blog
Two local real estate investment trusts plan to issue securities to raise cash, according to recent regulatory filings. Developers Diversified Realty Corp., a shopping center owner based in Beachwood, could issue and sell up to $200 million in common ...

U-Store-It Trust may be moving headquarters to Pennsylvania - Cleveland Plain Dealer Blog
U-Store-It Trust appears to be leaving its Cleveland offices, after months of rumors that the longtime local company plans to move its headquarters to Pennsylvania. The self-storage company's executive offices, in Suite 2800 of the Terminal Tower ...

Kucinich: More time for public comment on NCB takeover - WKYC
WASHINGTON D.C. -- Congressman Dennis Kucinich (D-OH) sent a letter Sunday to Federal Reserve Bank Chairman Ben Bernanke, asking him to overrule a decision by Robert Frierson, the Deputy Secretary of the Federal Reserve Board, in order to accommodate ...

Business Diary - Cleveland Plain Dealer
Gasoline prices may be leveling off. The average price in Greater Cleveland and Akron on Monday was about $1.70 — about the same as Sunday — the AAA reported, using calculations provided by the New Jersey-based Oil Price Information Service ...

Kucinich to Bernanke: Public Deserves More Time to Comment on ... - Common Dreams
Congressman Dennis Kucinich (D-OH) yesterday sent a letter to the Chairman of the Federal Reserve Bank, Mr. Ben Bernanke, asking him to overrule a decision by the Deputy Secretary of the Federal Reserve Board, Mr. Robert Frierson, in order to ...

U.S. Bank poised to grow bigger, stronger - Minneapolis Star Tribune
The boss at the biggest Minnesota-based bank says federal regulators will have to get some pension funds, endowments and other investors who own about three-quarters of the nation's mortgages to accept new terms to stem a wave of foreclosures and ...

EDF Defies Buffett With Constellation Nuclear Offer (Update3) - Bloomberg
Dec. 3 (Bloomberg) -- Electricite de France SA , the world’s biggest operator of atomic reactors, offered to pay $4.5 billion for half of Constellation Energy Group Inc. ’s nuclear business to gain generating capacity in the U.S. and thwart a ...

Constellation Rises as EDF Approach Defies Buffett (Update1) - Bloomberg
Dec. 3 (Bloomberg) -- Constellation Energy Group Inc. surged as Electricite de France SA , the world’s biggest reactor operator, offered to pay $4.5 billion for half of the U.S. utility’s nuclear business to gain generating capacity in North ...

Cause and Effect - American Enterprise Institute
Although the media are full of talk that we face a "crisis of capitalism," the underlying cause of the financial meltdown is something much more mundane and practical--the housing, tax, and bank regulatory policies of the U.S. government. The ...

Today's Mortgage Terms starting with S

Second Mortgage: An additional mortgage that has rights that are secondary to the first mortgage.

Seller’s Market: Market conditions that are favorable to sellers. There are more buyers than properties available for sale. The buyers may be forced to compete and pay more for the same property.

Settlement Costs: Money paid by the borrowers and sellers to complete the closing of a mortgage.

Settlement Cost (HUD Guide): HUD publishes a booklet that gives an overview of the lending process and is given to consumers after completing their loan application.

View all Terms

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