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Commercial real estate: 'It's hard to be an optimist' - Maine Sunday Telegram
Linens ‘n Things is one of many retailers who have closed stores around the country after a rough ride in of 2008. NEW YORK — The balance of power between landlords and tenants will shift dramatically in 2009. For landlords, this promises to be a ...

Sunwest tries to halt foreclosure - Statesman Journal
Sunwest Management founder Jon Harder intends to use his Chapter 11 bankruptcy filing to protect Sunwest's senior living homes from lenders ready to foreclose, court papers show. Sunwest, a Salem-based manager of 250 senior housing projects, is in a ...

The World Newser - ABC News Blogs
George Stephanopoulos interviewed Israeli Foreign Minister Tzipi Livni briefly today on Israel's decision to reject international calls for a 48 hour cease-fire . Livni said that a cease-fire "doesn't serve Israel" because Hamas will "abuse any kind ...

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Today's Mortgage Terms starting with D

  • Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.
  • Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.
  • Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.
  • Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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