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Investors collect profits rally - Wausau Daily Herald
Some retreat was to be expected after investors sent the Dow Jones industrial average to a two-month high on Friday; investors are wary about pouring more money into the battered market with economic data still generally weak. Monday was the first ...

You don't need a crystal ball to foresee hard times - Independent
Share Who would have thought that Anglo Irish Bank would be worth little less than Cristiano Ronaldo? Or that the State would have to step in to save the banks? But we were spot on with some of our predictions for 2008, with a collapse in house ...

Balancing the budget - St. Cloud Times
If misery loves company, Minnesotans can rest assured their state is not the only one facing a dire economic situation. Almost 80 percent of the population of the United States lives in a state with financial problems, and the budget gaps states must ...

Investing in Bonds - AOL
Investing in bonds offers more protection than stocks . In the event a company defaults on its bonds or goes bankrupt, bond investors get repaid ahead of shareholders. This lower risk is a big reason that the investment rates of return on bonds are ...

Falling gas prices good for drivers, bad for economy - ksl.com
From what I've read, the demand for fuel has dropped anywhere between 2 and 4 percent since its record highs. But gas prices have dropped by over 67% in the same time span. I'm not buying the supply-and-demand BS -- it didn't make sense before, and ...

How the Middle East crisis affects oil prices - Globe and Mail
As the global financial crisis deepens, Report on Business writers examine and explain the turmoil in credit and stock markets. Here, we answer your questions daily, with the most recent at the top. Is the recent jump in oil prices directly related ...

Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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