Niagara University Mortgage Refinance and Information Online from competing Lenders

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How the financial meltdown affects your pocketbook - Buffalo News
A. Not positively. “If the budget deficit grows, that means the government has to borrow a lot more money,” said Reena Aggarwal, a finance professor at Georgetown University. “That means there’s a lot more demand for capital because the ...

Celebrations break out after results come in - Milwaukee Journal Sentinel
Groups of people chanting "Yes, we can," Obama's campaign slogan, walked through downtown, while motorists honked their horns in support. About 30 people were still celebrating at 12:30 a.m. at N. 35th and W. Burleigh streets. "It's a historic moment ...

Barrett's foreclosure moratorium request denied - Milwaukee Journal Sentinel
Oct. 31, 2008 | Milwaukee Mayor Tom Barrett has asked the county's chief judge to issue a 60-day moratorium on foreclosure proceedings in the city, something the judge later said was beyond the court's power. "Currently in the City of Milwaukee ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

View all Terms

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