Suffolk Mortgage Refinance and Information Online from competing Lenders

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Wall Street's blowup could cost Nassau millions of dollars as investors nationwide shy away from municipal bonds, causing a spike in interest the county has to pay on its nearly $1 billion in debt, officials said yesterday. In the past week, the ...

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Stories, multimedia, photos and video of the senator from New York and her run for the White House in 2008. Hillary Rodham Clinton is a U.S. Senator from the state of New York. She is a member of the Democratic Party, is married to former President ...

XL Leisure collapse: 'Devastated' passengers face paying twice - Guardian Unlimited
Passengers stranded at airports by the collapse of XL , Britain's third largest holiday firm, were today faced with having to fork out hundreds of pounds to go on holiday. Melanie Beadle, 42, from Mitcham, south London, who was going to Florida for ...

Foreclosures Come To McMansion Country - Common Dreams
LEESBURG, Virginia - Million-dollar fixer-upper for sale: five bedrooms, four baths, three-car garage, cavernous living room. Big holes above fireplace where flat-screen TV used to hang.The U.S. housing crisis has come to McMansion country. Just as ...

The Bidens & Clintons Come Home to Scranton - ABC News Blogs
ABC News' Matt Jaffe reports: Call it a Scranton homecoming, with two former Democratic presidential hopefuls -- one now the current vice presidential nominee -- bringing their spouses back to this northeastern Keystone State town to stump for Sen ...

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Amityville Centereach East Quogue Islandia Middle Island Port Jefferson Shelter Island Heights West Babylon
Aquebogue Centerport East Setauket Islip Miller Place Port Jefferson Station Shirley West Islip
Babylon Central Islip Eastport Islip Terrace Montauk Quogue Shoreham West Sayville
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Bayport Commack Fishers Island Kings Park Mount Sinai Ridge Sound Beach Westhampton Beach
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Blue Point Coram Greenlawn Laurel New Suffolk Rocky Point Southampton Yaphank
Bohemia Cutchogue Greenport Lindenhurst North Babylon Ronkonkoma Southold
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Bridgehampton East Hampton Hauppauge Mastic Oakdale Sagaponack Stony Brook
Brightwaters East Islip Holbrook Mastic Beach Ocean Beach Saint James Upton
Brookhaven East Marion Holtsville Mattituck Orient Sayville Wading River
Calverton East Moriches Huntington Medford Patchogue Selden Wainscott

Today's Mortgage Terms starting with L

  • Lender: The bank, mortgage company or mortgage broker providing the loan.
  • Loan Application: A statement of personal and financial information needed to apply for a loan.
  • Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
  • Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
  • Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
  • Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

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