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GM, Ford CEOs will take $1 salary for loans - Detroit Free Press
The chief executive officers of General Motors Corp. and Ford Motor Co. are expected to tell Congress today that they will reduce their salaries to $1 a year if their companies receive the federal aid they are seeking from Congress. Ford announced ...

Australians Debate New Drinking Bans, Taxes - FOX News
SYDNEY, Australia — The blood oozes crimson from a jagged gash in the man's head onto the starched white hospital sheet. A booze-fueled bar brawl has left his face shredded, his brain damaged. Across the emergency room, a clammy-skinned patient who ...

How ‘Bout We Try More Capitalism? - The Moderate Voice
Everyone right now is focusing on the financial crisis and with good reason. There are so many claimed causes spanning decades. What really caused all this is the government monkeying around with the basic rules of capitalism, and by that I mean hard ...

Ron Grzywinski and Mary Houghton | community bankers - US News and World Report
In the midst of the subprime mortgage crisis, most bankers are fleeing from at-risk homeowners. But a bank in gritty south Chicago is running toward them with open arms. ShoreBank is courting low-income homeowners threatened by exploding adjustable ...

UPDATE 1-Serco says to meet full-year expectations - Forbes
LONDON, Nov 13 (Reuters) - British government services firm Serco Group Plc said on Thursday it was on track to meet expectations this year and could boost pretax profit margin by 30 points in both 2008 and 2009. The company, which recently signed a ...

Corporate debt refinancing is the next crisis - Times Online
Most of the chief executives I meet these days divide into two groups. There are those who expect trading to fall off a cliff. Then there are those who expect trading to fall off a cliff and also have debt coming up for refinancing. Difficult trading ...

UPDATE 2-Serco says to meet expectations, shares jump - Reuters
LONDON, Nov 13 (Reuters) - British government services firm Serco Group Plc (SRP.L: Quote , Profile , Research , Stock Buzz ) said on Thursday it was on track to meet expectations this year and could boost its pretax profit margin by 30 basis points ...

Obama's plan to change the economy - Salon
In the past quarter-century, there has probably never been a better time for a presidential candidate to charge into downtown Manhattan and make a speech arguing for more regulation of the financial industry. The moral authority of market ...

SHARC to take bite out mortgage foreclosures - KARE
He's been working for years to pay off his mortgage. 46-year-old Jim Jackson of Minneapolis wanted to eventually leave his home to his four children. But last year, an illness in the family forced him to refinance. He says, "We needed to take a loan ...

For rent and for sale, part one - Boston Globe
Hello, I had a question... today I noticed the same house is both for sale and for rent... does this often happen? [Attached here was a link to a rental notice on Trulia for about $2000 a month. This house is on my client’s MLS list for sale around ...

Today's Mortgage Terms starting with B

Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer: The legal owner of a property.

Bill of Sale: A document that details the transfer of property.

Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage: A mortgage that includes more than one piece of real estate

Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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