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News about Mortgages:

Rupert Murdoch, Lord Mandelson and Lord Byron: what's their game? - Guardian Unlimited
We anti-conspiracy theorists have been mocked this week for suggesting there may be less than meets to eye to the yachtgate row, enjoyable though it has been for fans of Peter Mandelson, George Osborne and Oleg Deripaska (Russia's now-famous Mr ...

George Osborne in trouble for forcing Oleg Deripaska into the ... - Times Online
George Osborne is fighting for his political life because his behaviour in Corfu has contributed to the blackening of the name of Oleg Deripaska, The Times has been told. Nathaniel Rothschild has acted against the Shadow Chancellor not only because ...

Darling details £50 billion bank bailout plan - Times Online
Chancellor Alistair Darling today launched a drastic rescue of Britain's high street banks in move designed to head off a cataclysmic failure of confidence by announcing a part-nationalisation plan with £50 billion of taxpayers' money. He said there ...

Brown denies Mandelson 'did a final favour for Russian oligarch ... - Daily Mail
Gordon Brown last night brushed aside new allegations about Lord Mandelson's links to Russia's richest man. The Prime Minister said all of his Business Secretary's dealings with Oleg Deripaska had been 'above board'. Lord Mandelson is under growing ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

View all Terms

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