Union Hill Mortgage Refinance and Information Online from competing Lenders

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Automakers to submit plans to Congress - Herald-Bulletin
WASHINGTON — Detroit’s automakers, making a second bid for $25 billion in funding, are presenting Congress with plans Tuesday to restructure their ailing companies and provide assurances that the funding will help them survive and thrive. General ...

Detroit 3 ready for Capitol Hill - Lansing State Journal
UPDATED 1:33 PM - WASHINGTON — Ford Motor Co. is asking Congress for a $9 billion "stand-by line of credit" to stabilize its business, but says it doesn't expect to tap it. Unless one of Detroit's other Big Three auto companies goes bust, Ford ...

How would you save the auto industry? - MSNBC
Leaders of the top U.S. automakers return to Capitol Hill this week to make a second bid for more than $25 billion in federal help. From left are Ron Gettelfinger of the United Auto Workers union, GM's Rick Wagoner, Chrysler's Robert Nardelli and ...

Big Three automakers to submit plans to Congress - San Francisco Examiner
Speaker of the House Nancy Pelosi, D-Calif., speaks during a meeting in her office on Capitol Hill in Washington, Monday, Dec. 1, 2008. WASHINGTON ( Map , News ) - Detroit 's automakers, making a second bid for $25 billion in funding, are presenting ...

Ford Motor Co. asks Congress for $9B line of credit; says it hopes not ... - Minneapolis Star Tribune
Chip Somodevilla, Getty Images President and CEO of the Ford Motor Company Alan Mulally tleaders of the "Big Three" Detroit automakers and the head of the union that represents their workers were on Capitol Hill to ask lawmakers for $25 billion ...

Automakers to submit plans to Congress (7:21 a.m.) - Record
WASHINGTON (AP) — Detroit’s automakers, making a second bid for $25 billion in funding, are presenting Congress with plans today to restructure their ailing companies and provide assurances that the funding will help them survive and thrive ...

UAW calls leaders to talks on bailout - Toledo Blade
DETROIT - Heads of United Auto Workers locals from across the United States are to hold an emergency meeting in Detroit today to discuss concessions the union could make to help auto companies get government loans. UAW leaders called the meeting ...

Automakers to submit plans to Congress - MLive.com
AP Photo Auto industry executives, from left, General Motors Chief Executive Officer Richard Wagoner; Chrysler Chief Executive Officer Robert Nardelli; and Ford Chief Executive Officer Alan Mulally sit on Capitol Hill in Washington, on Wednesday, Nov ...

Ford tells Congress it may be able to go it alone - Olympian
WASHINGTON – Ford Motor Co. is asking Congress for a $9 billion "stand-by line of credit" to stabilize its business, but says it doesn't expect to tap it. Unless one of Detroit's other Big Three auto companies goes bust, Ford expects to have enough ...

Reassurance from Ford cheers markets - Patriot-News Blogs
AP photo Jim Press, president and vice chairman of Chrysler, speaks at a rally today at the AMPORTS ATC Terminal in Baltimore. All three Detroit automakers are scheduled to appear before congressional committees Thursday and Friday to seek a total of ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

View all Terms

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