Hickory Mortgage Refinance and Information Online from competing Lenders

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Columbia Association board members split on downtown development plan - Howard County Times
Howard County Council members are not the only ones who will have to approve General Growth Properties’ plan to redevelop downtown Columbia in the coming months. Because it owns several parcels of land in downtown, including Symphony Woods, the ...

Owner Of Four Seasons Could Declare Bankruptcy - WXII 12
GREENSBORO -- The parent company of Four Seasons Town Centre in Greensboro is considering selling some of its assets and declaring bankruptcy. Shares of stock in General Growth Properties, of Chicago, dropped 70 percent Tuesday after company leaders ...

Some N.C. malls may be in trouble - News 14
GREENSBORO -- Published reports say the company that owns several malls in North Carolina may file for bankruptcy. Four Seasons Mall in Greensboro is owned by Chicago-based General Growth Properties. A federal filing indicates that the company may ...

CBL & Associates Properties, Inc. Q3 2008 Earnings Call Transcript - Seekingalpha.com
Good day and welcome to the CBL & Associates Properties, Inc. conference call. (Operator Instructions) At this time for opening remarks, I would like to turn the conference over to John Foy, Chief Financial Officer. Please go ahead, sir. This ...

Four Seasons Town Centre's owner warns of bankruptcy - Greensboro News & Record
General Growth Properties, the owner of Greensboro's Four Seasons Town Centre and the nation's second largest mall owner, warned in a federal filing that bankruptcy is a possibility if it isn't able to extend or refinance hundreds of millions in debt ...

Obama Outraised Clinton By Two To One In March - US News and World Report
The AP reports this morning that Sen. Barack Obama "raked in" $40 million last month leaving Sen. Hillary Clinton "and her $20 million in the fundraising dust and stuffing his campaign treasury so he can outspend her in the crucial Pennsylvania ...

Meltdown of economy detailed in local reports - Portland Business Journal
Economic wreckage is spread across the country, in virtually every sector, starting with housing, with one in every 452 U.S. housing units receiving a foreclosure notice in October. The Federal Reserve Bank of Atlanta's vice president delivered grim ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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