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Financial strife hits local governments - News 14
FAYETTEVILLE -- The financial woes of Wall Street are affecting the ability of local governments to borrow money. Counties across the state sell bonds to fund construction projects like new schools, office buildings and parks. In Cumberland County ...

California Hopes Washington Brings Credit Relief - Wall Street Journal
California hoped passage of the $700 billion rescue plan Friday would avert financial disaster for the most populous U.S. state, which a day earlier had called for a possible emergency federal loan. Its precarious financial position is an example of ...

State Foreclosure Crisis - Cumberland Times-News
CUMBERLAND - The Rev. Charles Cephas has seen the worried, troubled look of couples and the uncertain future behind the eyes of children who have walked into his office. "I could take all day long to tell you all the horrible scenarios since this ...

New Rules Allow the FHA to Buy Troubled Loans - BusinessWeek
by Mara Der Hovanesian For much of the real estate boom, the Federal Housing Authority sat frustrated on the sidelines. Handcuffed by congressional limits on the cost and size of its loans, the original government buyer of mortgage loans couldn't ...

Local Business Report: Winning Jersey Cash 5 ticket sold at V'land ... - Daily Journal
VINELAND -- Todd's News Agency sold one of two winning jackpot tickets for Jersey Cash 5. Splitting the top prize of $282,940, the ticket sold from the Delsea Drive store was worth $141,470. Todd's News Agency owner Praful "Paul" Thakkar said the ...

Why check with Land of Lincoln Credit Union FIRST for your next auto ... - WAND TV
Low Rates -You owe it to yourself to check out Land of Lincoln Credit Union BEFORE you head to the dealership. We offer low rates on the models you want! Fantastic Terms - Choose from the following standard budget-friendly terms: 36, 48 60 or 72 ...

Cedar Shopping Centers Acquires Kimco's Interests in Four Joint ... - Yahoo Finance
PORT WASHINGTON, N.Y., March 19 /PRNewswire-FirstCall/ -- Cedar Shopping Centers, Inc. (NYSE: CDR - News ) today announced that it had closed on the purchase from Kimco Realty Corp. of Kimco's approximate 75% interests in four Pennsylvania ...

Maine investors look for help - Fosters Daily Democrat
PORTLAND, Maine (AP) _ Organizations that provide financial education are seeing an increased demand for services as the nation remains bound in financial distress. The Institute for Financial Literacy in Portland is considering expanding its call ...

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Today's Mortgage Terms starting with L

  • Lender: The bank, mortgage company or mortgage broker providing the loan.
  • Loan Application: A statement of personal and financial information needed to apply for a loan.
  • Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
  • Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
  • Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
  • Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

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