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News about Mortgages:
Financial News
Transcript: Color of Money Book Club - Washington Post
Personal finance columnist Michelle Singletary hosted an online discussion with Carolyn Warren , author of "Mortgage Rip-Offs and Money Savers" (John Wiley & Sons), on Thursday, Aug. 28 at Noon ET. Carolyn Warren: I list 7 disadvantages of an ...

A transcript follows. - Washington Post
Personal finance columnist Michelle Singletary will host an online discussion with Carolyn Warren , author of "Mortgage Rip-Offs and Money Savers" (John Wiley & Sons), on Thursday, Aug. 28 at Noon ET.

Titan Chemical plans to raise PE production - Fibre2Fashion
Titan Chemicals Corp. Bhd. posted RM 3.7 billion in revenue and RM 206.7 million in profit after tax (PAT) for the second quarter of this year as a result of the contribution of Butadiene, a new product, and increase in selling prices and sales ...

More Bay Area News - San Francisco Gate
Slaying victims' family moves to sue S.F. over sanctuary law 08.22.08 Murder conviction reinstated in fatal S.F. dog mauling 08.22.08 Takeover robbers strike at Denny's in Daly City 08.22.08 Hayward victim slain after trying to steal man's jewelry 08 ...

John McCain on the mortgage crisis: "Any assistance must be temporary" - Salon
"It is not the duty of government to bail out and reward those who act irresponsibly, whether they are big banks or small borrowers." Editor's note: John McCain addressed the mortgage crisis at the Orange Country Hispanic Small Business Roundtable on ...

CONSUMING FIRE - New York Post
Consumer spending - the jet fuel that supplies 70 percent of the economic activity in this country - is in danger of being choked off, the result of mounting credit card debt and falling house prices. While the subprime mortgage meltdown and its ...

Lenders cold to the idea of forgiving mortgage debt - Naples Daily News
A mortgage broker has an idea for reducing foreclosures: Encourage lenders to forgive debt. So far, the notion hasn’t gained traction. Jeff Lazerson, founder and president of the online brokerage Mortgage Grader, believes that some foreclosures ...

You mess in our backyard ... - Arkansas Times
Most interesting news from Stephens Media , if you're into the newspaper business. CABOT - Stephens Media Group today announced the purchase of five Central Arkansas newspapers from Magie Enterprises Inc., a family-owned publishing company that has ...

How to combat mortgage stress - ninemsn
While the cash interest rate may be on the way down this year, commercial banks may not mirror the Reserve Bank's moves, so how can you make your current home loan more manageable? Warren O'Rourke, national manager corporate affairs at Mortgage ...

Over your head? - Toronto Star
Needing a credit card for everyday expenses. Borrowing from one card to pay another. Delaying payment on some bills to defray others. Receiving calls from collection agencies. Falling deeper in the hole month after month. Arguing with a spouse or ...

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Macon Norlina Ridgeway Vaughan Warrenton Wise

Today's Mortgage Terms starting with M

  • Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.
  • Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.
  • Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.
  • Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.
  • Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).
  • Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.
  • Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.
  • Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.
  • Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

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