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Financial markets causing problems - WNDU
The city of South Bend has three bond issues up in the air, and apparently can’t wait for the financial markets bailout bill to work its magic. From the Eddy Street Commons project to planned repairs at Century Center, South Bend has been ...

US Fed injects $180bn to stabilise global markets - Times Online
The Bank of England today joined forces with five of the world's most powerful central banks to inject up to $180 billion (£100 billion) into the world's financial system in a concerted bid to ease the funding pressure on international markets. The ...

Amidst all the murders in San Francisco, some suspicious deaths are ... - San Francisco Weekly
A blogger steals someone else's life story and calls it her own. Ruiz had indeed gone looking for help in the community, inquiring at a local travel agency about someone who could lend her money or help refinance her mortgage. There, she was told ...

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New Rockford Sheyenne

Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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