Maynard Mortgage Refinance and Information Online from competing Lenders

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News about Mortgages:

State spending spree will save us, but at a price - Times Online
Lot’s wife looked back at a scene of devastation and was turned into a pillar of salt. Salt — as in the salty tears we shed last week as we looked back on the economic devastation of 2008, truly an annus terribilis, if we might be permitted to ...

The biggest losers (and a few winners, too) - Brisbane Times
In the pantheon of financial performances, 2008 was an absolute stand-out for all the wrong reasons. Scott Rochfort looks at those companies which had a year to forget and may be forgotten as a result. The year that got off to an unattractive start ...

How the Middle East crisis affects oil prices - Globe and Mail
As the global financial crisis deepens, Report on Business writers examine and explain the turmoil in credit and stock markets. Here, we answer your questions daily, with the most recent at the top. Is the recent jump in oil prices directly related ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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