Lowell Mortgage Refinance and Information Online from competing Lenders

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Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. The absurdist drama “The Bailout,” now playing under the Capitol Rotunda, is perversely reassuring. It has reinforced my long-held belief ...

Reducing the debt should be priority - Lowell Sun
DEAR BRUCE: I would like to refinance my home and consolidate other debts. A friend suggested that private individuals offer consolidation services. I would like to borrow $50,000 and would be willing to pay 10 percent over a period of five to seven ...

Reverse mortgages get a makeover - Lowell Sun
As many readers know, you can get a reverse mortgage on your primary residence to pull equity from the property and use it on anything you like. There are really no formal requirements except for that you must be 62 (some lenders will allow 60) and ...

Family Raffling $1M Home For $50 - Wbaltv.com
EDGEWATER, Md. -- A family in Edgewater is offering people a chance to own its million-dollar home for as little as $50. Lowell Melser Reports The state of the economy has everyone looking for deals, especially in real estate, and more and more ...

Housing hot issue in 2008 election - Nashua Telegraph
The politics of housing have changed in four years. In 2004, George W. Bush campaigned on a platform of increasing homeownership, especially among minorities. He wanted the government to insure zero-down payment mortgages. "In changing times ...

ECONOMY-US: Bailing Out a Boat Full of Holes - Inter Press Service
BOSTON, Oct 7 (IPS) - The U.S. Treasury's bonanza from Congress to hand out 700 billion dollars to Wall Street is not what the country needs to right its shaky economy, many independent experts say. "Despite the bailout, it's clear the economy is ...

Bailing Out a Boat Full of Holes - Common Dreams
BOSTON - The U.S. Treasury's bonanza from Congress to hand out 700 billion dollars to Wall Street is not what the country needs to right its shaky economy, many independent experts say. "Despite the bailout, it's clear the economy is going into a ...

Today's Mortgage Terms starting with L

Lender: The bank, mortgage company or mortgage broker providing the loan.

Loan Application: A statement of personal and financial information needed to apply for a loan.

Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.

Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.

Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.

Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

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