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News about Mortgages:

General Growth Properties receives loan extension - Forbes
The extension comes a day after the Chicago company received a two-week extension to pay off $900 million in mortgages. The mortgages cover two malls, Fashion Show and Palazzo, in Las Vegas. The loan extensions over the past days are aimed at helping ...

General Growth Properties, owner of The Crossroads in Portage, gets ... - Kalamazoo Gazette
WASHINGTON -- Shopping-mall owner General Growth Properties Inc. is getting a two-week extension on $900 million in debt that had been scheduled to come due last week as the company works to stave off bankruptcy and negotiate longer-term extensions ...

'Black Friday' won't stave off black days ahead: Analysts - Ottawa Sun
WASHINGTON (AP) — U.S. retail shoppers hunting for holiday bargains on ”Black Friday” won’t be enough to stave off what’s likely to become the next economic crisis. Malls from Michigan to Georgia are entering foreclosure, commercial victims ...

U.S. Auto Workers to hold meeting on bailout - Ottawa Sun
DETROIT (AP) — Local United Auto Workers leaders from across the country will hold an emergency meeting in Detroit on Wednesday to discuss concessions the union could make to help auto companies get government loans. UAW leaders called the meeting ...

Corporate owner of The Crossroads mall in Portage prepares to cut ... - Kalamazoo Gazette
WASHINGTON -- The new managers of troubled mall owner General Growth Properties Inc. sought to reassure investors Wednesday that the company plans to sell off properties and cut costs in an effort to weather the rocky economic climate, weeks after ...

Bronson looks to issue $200M in new bond debt - Kalamazoo Gazette
KALAMAZOO -- After failing to attract investors last month to a $60 million bond offering due to frozen credit markets, Bronson Methodist Hospital will try again next month. The Kalamazoo City Commission last week gave its OK for the downtown ...

Mall owner may file for bankruptcy - Battle Creek Enquirer
General Growth Properties, parent company of Battle Creek's Lakeview Square Mall, might file for bankruptcy as it struggles to refinance debt. Shares of General Growth Properties tumbled 64 percent on Tuesday, after the company announced Monday it ...

No. 2 mall operator warns of bankruptcy - WZZM 13
NEW YORK (CNNMoney.com & WZZM) -- General Growth Properties Inc., the No. 2 mall operator in the United States, has warned that an ongoing slump in retail sales, combined with the credit market lockdown, has pushed the company to the brink of ...

Cuyahoga County land tax delinquencies jump up - Cleveland Plain Dealer Blog
Plain Dealer File Cuyahoga County has 18.700 properties with tax delinquinces. Almost twice the number recorded in 2002. In its annual list of new tax delinquencies, Cuyahoga County on Tuesday published 18,700 properties -- more than any other year ...

203,289 have voted early in Northeast Ohio - Cleveland Plain Dealer Blog
Click here to download this graphic on advance voting for the presidential election (pdf). Already one in 10 registered voters in Northeast Ohio has cast a ballot for president, local candidates and tax issues on Nov. 4 ballots. Numbers supplied by ...

Today's Mortgage Terms starting with M

Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.

Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.

Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.

Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.

Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).

Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.

Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.

Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment.

Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

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