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Bond sale proceeds - Thief River Falls Times
The Thief River Falls City Council has authorized the sale of $1.63 million in General Obligation State Aid Street Bonds. The bond proceeds will be used to pay for the Greenwood Street bridge project. The authorization was granted at the council’s ...

Bumpy Ride Ahead for Bankers - Inside Higher Ed
After years of operating in a favorable political environment, student loan companies woke up November 8 knowing that changes in Washington would probably mean trouble for their industry, which has enjoyed a close working relationship with ...

FHA boosts home mortgage limits - San Francisco Gate
January February March April May June July August September October November December 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 Federal Housing Administration mortgages, which have virtually disappeared from California ...

The Morning News - Morning News
Moody’s Investors Service on Monday cut Springdale-based Tyson Foods Inc. credit rating from investment to speculative grade, a move that could cost the protein giant if or when it needs to borrow money or refinance. Similar to the average American ...

Net Worth - San Francisco Gate
The FHA is a federal Department of Housing and Urban Development agency that insures mortgages for people who can't get conventional financing. This guarantee encourages private-sector lenders to make loans and investors to buy them. Before today ...

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Today's Mortgage Terms starting with C

  • Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.
  • Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.
  • Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.
  • Collateral: Property pledged as security for a debt.
  • Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.
  • Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.
  • Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.
  • Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.
  • Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.
  • Credit Bureau: It is a clearinghouse for credit history information.
  • Credit Report: A report containing a detailed credit history of an individual.

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