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Meltdown far from over, new mortgage crisis looms - Times Union
WASHINGTON -- Black Friday's retail shoppers hunting for holiday bargains won't be enough to stave off what's likely to become the next economic crisis. Malls from Michigan to Georgia are entering foreclosure, commercial victims of the same events ...

Montreal group to address city's unsuccessful MLS bid - CBC News
MLS chief Don Garber surprised many when he said Montreal's bid didn't reach the next round of the expansion selection process. (Dave Sandford/Getty Images) The group behind Montreal's bid for a 2011 Major League Soccer expansion franchise has taken ...

2 Florida State players arrested in campus fight - FOX News
TALLAHASSEE, Fla. — Two Florida State freshman wide receivers have been arrested on misdemeanor battery charges stemming from a fight in the student union two weeks ago. University officials say 20-year-olds Bert Reed and Cameron Wade turned ...

City Hall: Crime-fighting money coming, but with handcuffs attached - Union Leader
The Manchester Police Department will receive federal dollars next year to continue its fight against guns and drugs, the state's top police official said. But the money will come with some new restrictions. Col. Fred Booth of the State Police said ...

State Supremes: unsubstantiated allegations of teacher sexual ... - Spokane Spokesman-Review
In a case where the 11 petitioners are all known as John Doe, the state Supreme Court ruled 6-3 this morning that unsubstantiated allegations of teacher sexual misconduct can be withheld from public disclosure. School districts can investigate any ...

China Cancels EU Summit Over Dalai Lama Visit With France - FOX News
PARIS — China took the extraordinary step Wednesday of indefinitely postponing a summit with the European Union in retaliation for plans by French President Nicolas Sarkozy and other European officials to meet with the exiled spiritual leader of ...

Affordable Housing in Massachusetts Gets $10.2 Million Infusion - Earthtimes
BOSTON , Nov. 26 /PRNewswire/ -- The Federal Home Loan Bank of Boston (the Bank) awarded more than $10.2 million as grants, loans, and subsidies to fund 390 units of affordable rental and ownership housing in seven Massachusetts communities. Of that ...

French-style Euro regulator? Non, merci - ESPN Soccernet
A fundamentally altruistic but ultimately flawed proposal designed to safeguard the health and wealth of all sport across Europe has collapsed into a political row and demonstrated football's entrenched desire for Laissez Faire governance ...

My Overview of a Special Year 2008 - Safe Haven
What a year. It has been 11 months since I put out "My Ten Predictions for 2008". In general, I think my predictions have luckily turned out to be about right, but I underestimated the severity of both the up and down movement. Former Goldman ...

November 2008 - Weblogs.baltimoresun.com
Reader Dave sends this nice letter to Obama's change.gov Web site, a propos of Saturday's column on layoffs. Dear President-elect Obama, Normally, I do not comment or send letters to elected officials, but since we are all looking for positive change ...

Today's Mortgage Terms starting with E

Equity: The difference between the current market value of a property and the total debt outstanding against the property.

Escrow: A transaction in which a third party represents both the buyer and seller, or for borrower and lender, involving the handling of legal documents and disbursement of funds. In some parts of the US, escrow of taxes and insurance premiums are referred to as impound or reserves.

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