Martin Mortgage Refinance and Information Online from competing Lenders

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News about Mortgages:

Bernanke: more action needed to cut foreclosures - Forbes
Federal Reserve Chairman Ben Bernanke called on the government Thursday to ramp up efforts to stem soaring home foreclosures, which are feeding into the country's deep economic troubles. Although a flurry of actions have been taken to ease the ...

Mortgage plan shows increased gov't role - WTOP Radio
WASHINGTON (AP) - If you're looking for a mortgage, Uncle Sam may be the only game in town. The government has already increased its share of the mortgage market to around 90 percent from around 55 percent last year as Wall Street licks its wounds ...

Newspaper round-up - Reuters UK
The luxury car manufacturer Aston Martin announced on Monday that it is to lay off around 300 of its permanent staff and a similar number of temporary workers. The credit squeeze has pushed the volume of UK sales down by a quarter in the year to ...

PRESS DIGEST - Financial Times - Dec 2 - Reuters
The luxury car manufacturer Aston Martin announced on Monday that it is to lay off around 300 of its permanent staff and a similar number of temporary workers. The credit squeeze has pushed the volume of UK sales down by a quarter in the year to ...

Preview from Europe: Falling Mortgage Rates Give Late Boost to Stocks - Seekingalpha.com
Mortgage rates fell for the first time in aeons yesterday (to 5.5%) giving homebuilding stocks a bid and driving a tentative late rally. There is an expectation that this could soon fall to 4.5%, giving hard pressed homeowners a chance to refinance ...

Risking the Country's Credit for Homeowners - Seekingalpha.com
I would like your opinion on an alternative to stimulate housing instead of the government meddling with rates to 4.5% and buying up loans from GSEs. It's such a bad idea and they are digging this country into a debt ridden hole. Why not tweak the ...

Financial industry pushes for lower mortgage rates - Morris County Daily Record
WASHINGTON -- Financial industry lobbyists are urging the Treasury Department to take steps to lower mortgage rates and help stabilize the battered U.S. housing market. Under one proposal, Treasury would seek to lower the rate on a 30-year mortgage ...

Business past, business present? - Monroe Evening News
- Evening News photo by KIM BRENT Headlines of today's state of affairs are reminiscent of those some 70 years ago. One area business, Martin's Shoe House in Monroe, has weathered the times and seen its share of history. Greg Martin (left) and his ...

Hundreds of jobs go as Scots firm calls in the administrator - Scotsman.com
A SCOTTISH dry cleaning and photo-processing company has gone into administration, with the loss of 207 jobs north of the Border. Bowie Castlebank Group owns the Klick Photopoint and Max Spielman photo-processing firms, as well as William Munro ...

Brookfield, Telus, Mercator, Nexen, Opti: Canada Equity Movers - Bloomberg
Nov. 27 (Bloomberg) -- The following companies had unusual price changes in Canadian trading . Stock symbols are in parentheses, and share prices are as of 4:10 p.m. in Toronto. The Standard & Poor’s/TSX Composite Index rose 1.3 percent to 8,753.77 ...

Today's Mortgage Terms starting with D

Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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