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House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

Racetrack firm redeals its debt - Lexington Herald-Leader
Magna Entertainment Corp., the company that owns the host track for next weekend's Breeders' Cup championship races, announced late Wednesday that it again has renegotiated about $250 million in loans. But the company said it will not be able to sell ...

The Scary Truths Behind the Iconic Yellow School Buses - FOX News
How much do you know about your child’s school bus? When you send them out to the bus stop, do you know the driver’s name? His or her qualifications or driving record? Or even more important, what condition that bus, carrying your precious cargo ...

Federal government can't bail out every homeowner, too - Rocky Mountain News
Panic seems to be growing among homebuilders, real estate agents and just about anyone else whose livelihood depends on a healthy housing market. The danger is that they'll strong-arm Congress, possibly during the scheduled lame-duck session, into ...

Hip-Hop Rumors: Britney Spears Blames Rap For Divorce? Khaled Sells ... - allhiphop.com
No real two cents today...just R.I.P. to MC BREED. Also, don't forget to read The Top 10 Worst Fads In Hip-Hop History (Part 1 of 2) . Part 2 is on the way. I have to type it up and get it up on the site. IF YOU SEE SOMETHING, SAY SOMETHING ...

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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