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Obama: So far so good - Napa Valley Register
With the appointment of Christine Romer to head up his council of Economic Advisors, the key person to advise the President on economic policy, Obama has put in place an economic team that consists of centrists if not right of center policy makers ...

Durable Goods - FoxBusiness.com
Durable goods are just that: hard goods; they don't wear out quickly and can be used over and over again for at least several years. Think your car, TV, refrigerator or computer. These are certainly not disposable, one-time use items. The opposite of ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

UNC Murder - FOX News
March 13: Lawrence Alvin Lovett Jr., 17, is escorted by Durham police officers out of the Durham Police Department in Durham, N.C. March 13: Lawrence Alvin Lovett Jr., 17, is escorted by Durham police officers out of the Durham Police Department in ...

Lawrence will have pilot program to curb foreclosures - Eagle-Tribune
BOSTON - Lawrence and other Massachusetts communities plagued by home foreclosures could get help from a series of initiatives Gov. Deval Patrick will roll out today. Under the plan, Lawrence would be the site of a pilot program to encourage lenders ...

Best mortgage rates - Toronto Star
Canadians received more proof yesterday of the global credit crunch hitting home after this country's biggest banks began hiking their residential mortgage rates in an effort to recoup higher funding costs from their customers. The interest rate ...

Register for FREE - Wall Street Journal
Struggling U.S. auto makers left Washington empty-handed after weeks of pleading for a handout, but that hasn't deterred home builders from stepping up to lobby Congress for help. But any federal assistance would require policy makers to figure out ...

Mortgage Plan May Aid Many and Irk Others - The Ledger
As the Treasury Department prepares a $40 billion program to help delinquent homeowners avoid foreclosure, it confronts a difficult challenge: not making the plan too tempting to people like Todd Lawrence. An airline pilot who lives outside Norwich ...

Low Prices on Foreclosures Lift Sales of Existing Homes - Washington Post
Sales of single family houses, townhouses, condos and cooperatives rose 5.5 percent in September from August and were up 1.4 percent from a year ago. The increase mildly exceeded the expectations of analysts. (By David Zalubowski -- Associated Press ...

LATEST POLITICS VIDEOS - CNBC
Can economic players from the past really lead us out of this economic mess? Jared Bernstein, of the Economic Policy Institute, and Stephen Moore, of the WSJ editorial board, share their insight. At its most basic level, the Federal Reserve’s $600 ...

Today's Mortgage Terms starting with P

Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.

Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.

Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.

Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.

Principal: It is the amount of money borrowed or owed, excluding interest.

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