Hampton Mortgage Refinance and Information Online from competing Lenders

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North Carolina allows Chowan County to refinance loans - HamptonRoads.com
The state Local Government Commission has approved Chowan County's request to refinance two loans, giving the fiscally ailing county breathing room to begin replenishing its nearly empty coffers. County Manager Peter Rascoe said Wednesday he was ...

Sen. Sununu discusses economy at Hampton Rotary breakfast - Portsmouth Herald
HAMPTON — U.S. Sen. John E. Sununu, R-N.H., was featured speaker at the Hampton Rotary Club's breakfast meeting at the Ashworth by the Sea hotel on Tuesday. Sununu told Rotarians that while he has been in his position for five years he is still the ...

Foreclosures on rise in N.H., nationally - Portsmouth Herald
The number of home foreclosures in Rockingham County are increasing, following the national trend. In the county, the number of foreclosures in September were 33, compared to 19 in September a year ago, according to information released by Real Data ...

Bill could help homeowners - Hampton Roads Daily Press
As the number of home foreclosures nationwide has skyrocketed, so has the prevalence of parasites who attempt to scam desperate people out of their homes or their money. The con artists have emerged in Virginia and Hampton Roads , so Del. G. Glenn ...

INDUSTRY NEWS & PEOPLE March 2007 - Business Travel Executive
The NBTA Foundation has announced the retirement of four members from its Board of Trustees and the appointment of their successors. The four outgoing Board members are Fay Beauchine, Carlson Companies; Mathias Friess, Virgin Blue; Susan Jacobs, Visa ...

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Today's Mortgage Terms starting with F

  • Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.
  • Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.
  • FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.
  • First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.
  • Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.
  • Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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