Moore Mortgage Refinance and Information Online from competing Lenders

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News about Mortgages:

Should you refinance? - Fayetteville Observer
Janiece Brewer hasn’t been asked to crunch so many numbers since the housing boom of 2005. But instead of working with potential new homeowners, the inquiries at her mortgage loan company have been about refinancing as interest rates sink to record ...

LyondellBasell remains in talks with creditors - Marketwatch
NEW YORK (MarketWatch) -- LyondellBasell remains in talks with creditors, a spokeswoman for the chemical giant said Tuesday, amid fresh reports that a Chapter 11 bankruptcy filing may be in the offing. LyondellBasell spokeswoman Susan Moore told ...

Mall owners hit the wall - Tracy Press
Though the owners of Tracy’s West Valley Mall are fighting to stave off bankruptcy, local officials say the retail center’s business will continue as usual. A shopper walks out of the West Valley Mall Friday afternoon. The mall’s owners face ...

This recession, too, shall pass - Business Ledger
I’ve never seen so much bad economic news in such a short period of time. Neither have you unless you were an adult during the Great Depression in which case you are now about 100 years old. Since the average Business Ledger reader is 51 years old ...

The biggest losers (and a few winners, too) - Brisbane Times
In the pantheon of financial performances, 2008 was an absolute stand-out for all the wrong reasons. Scott Rochfort looks at those companies which had a year to forget and may be forgotten as a result. The year that got off to an unattractive start ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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