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Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. Wells Fargo: Clearly, there are numerous pitfalls that Wells Fargo will need to navigate, but in the short run, at least, it won. Wells Fargo ...

Calif. Fire Crews Aided by Easing Winds - San Francisco Gate
US working on plan to help homeowners refinance 10.23.08 Family of San Mateo boy killed by runaway roofing truck files suit 10.23.08 5 dead when fishing boat sinks off Alaska; 4 saved 10.23.08 Stevens jury reports chaos; Judge urges calm 10.23.08 ...

2008 Election - Oregonian
Diane McKeel will take a seat on the Multnomah County Board of Commissioners in January, after a narrow come-from-behind victory. McKeel, the executive director of the West Columbia Gorge Chamber of Commerce, said she will spend the next two months ...

Election 2008: Barack Obama in the news - Newsday
Georgia residents packed polling places as early voting began in earnest this week, waiting as long as eight hours in line to cast ballots and forcing some voting sites to stay open deep into the night. Polls have been open in Georgia since Sept. 22 ...

Military Questions Answered: Tips on How to Receive 'Aid and ... - FOX News
• 1 • 2 • 3 • 4 • 5 • 6 • 7 • 8 • 9 • 10 • 11 • 12 • 13 • 14 • 15 • 16 • 17 • 18 • 19 • 20 • 21 I actually found your "corner" surfing the Web, comparing USA online news outlets to see if any of them actually ...

Rising foreclosures rock families - Northwest Herald
Cary Bruce is on the edge of foreclosure. Janice Jones has been to the brink and back. In May 2004, Bruce, a McHenry native, and his wife bought a small house in Round Lake Beach where they live with four children. They bought the house before Bruce ...

Ozarks Homeowners Lose Homes They Never Really Owned - KSPR.com
We've heard stories of foreclosures all over the United States; here’s another one, with a twist. Homeowners who pay their mortgage on time are losing their homes; it’s happening to about a dozen families across the Ozarks. After months of ...

LIVE ELECTION NIGHT BLOG - ABC News Blogs
1:37 am ET: Based on exit polls and analysis of the vote so far, ABC News projects McCain will win Alaska. 1:22 am ET: Martin Luther King III, human rights activist: “I think my dad and my mom are looking down on us with great big smiles on their ...

Firstwatch: What's ahead in the news today - Milwaukee Journal Sentinel
There was the thrill of selection, the agony of its top snapping off after it was cut down, the humiliation of it being joked about on cable news. Today the 45-foot Colorado blue spruce will finally get to serve its purpose. Milwaukee County ...

INDUSTRY NEWS & PEOPLE March 2007 - Business Travel Executive
The NBTA Foundation has announced the retirement of four members from its Board of Trustees and the appointment of their successors. The four outgoing Board members are Fay Beauchine, Carlson Companies; Mathias Friess, Virgin Blue; Susan Jacobs, Visa ...

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Today's Mortgage Terms starting with L

  • Lender: The bank, mortgage company or mortgage broker providing the loan.
  • Loan Application: A statement of personal and financial information needed to apply for a loan.
  • Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
  • Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
  • Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
  • Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

    View all Terms
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