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Russian Stocks Fall, Adding to Record Slump, on Rescue Loans - Bloomberg
Oct. 7 (Bloomberg) -- Russian stocks fell, extending yesterday's record drop, as a plan by President Dmitry Medvedev to lend $36 billion to banks wasn't enough to convince investors the government can halt its worst financial crisis since 1998. OAO ...

Russia Providing $200 Billion for Banks, Builders (Update1) - Bloomberg
Oct. 7 (Bloomberg) -- Russian President Dmitry Medvedev is tackling the country's worst financial crisis since the 1998 default by providing almost $200 billion for banks, builders and energy producers. Medvedev announced $36 billion of loans for ...

XL Leisure collapse: 'Devastated' passengers face paying twice - Guardian Unlimited
Passengers stranded at airports by the collapse of XL , Britain's third largest holiday firm, were today faced with having to fork out hundreds of pounds to go on holiday. Melanie Beadle, 42, from Mitcham, south London, who was going to Florida for ...

Russia Market Drop May Temper Medvedev Georgia Moves (Update3) - Bloomberg
Sept. 15 (Bloomberg) -- When it comes to containing Russia, the invisible hand of the markets may be the West's most potent weapon. Tightening access to international credit and mounting stock losses are hurting Russian billionaires as well as state ...

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Today's Mortgage Terms starting with A

  • Accrued Interest: Interest earned but has not been paid
  • Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.
  • Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.
  • Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.
  • Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.
  • Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.
  • Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.
  • Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.
  • Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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