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Financial News
Bernanke: more action needed to cut foreclosures - Buffalo News
Federal Reserve Chairman Ben Bernanke called on the government Thursday to ramp up efforts to stem soaring home foreclosures, which are feeding into the country's deep economic troubles. Although a flurry of actions have been taken to ease the ...

Treasury weighs forcing down mortgage rates - Buffalo News
WASHINGTON — The Treasury Department is strongly considering a plan to intervene directly into the mortgage industry to dramatically push down rates and stimulate the moribund housing market, according to sources familiar with the proposal. Under ...

US plans to help homeowners refinance - Buffalo News
Associated Press Writers Federal regulators told Congress Thursday they're working on a plan that could help many distressed homeowners escape foreclosure in a global financial crisis that Federal Reserve Chairman Alan Greenspan warned will get worse ...

Titans stay undefeated, Bengals get first win - FOX News
The Tennessee Titans still have their sights set on perfection, thanks to Rod Bironas' right leg. Bironas redeemed himself for an earlier miss by kicking a 41-yard field goal with 9:36 to go in overtime that led the undefeated Titans to a 19-16 ...

Mortgage rates fall for 2nd day; won’t help all - Buffalo News
MIAMI — Mortgage rates fell for the second day in a row Wednesday, and could be heading toward levels home buyers and owners haven’t seen this year. That drop is what the Federal Reserve was aiming for when it announced a plan Tuesday to buy $600 ...

Sports figures victorious on election night - FOX News
Basketball's Kevin Johnson became mayor of Sacramento, Calif., while Heath Shuler and Sam Wyche scored victories that had little to do with football Tuesday on a night when more than a dozen sports figures ran for office. Joe Mesi, once one of boxing ...

Omaha to issue $18 million in new bonds for city improvements - Omaha World-Herald
The City of Omaha is moving ahead with plans to sell bonds to pay for street, sewer and other improvements. The city will attempt to sell $18 million in new bonds today. Officials had been unsure whether the sale would take place because of turmoil ...

Paulson Pulls Bait and Switch, Let's Pull One of Our Own - OpEdNews.com
Wait a Wall Street minute! That’s exactly what the American taxpayers did NOT want to happen. The whole idea of approving something as distasteful as a bailout of Wall Street was that it had to ensure that it’s focus was to reduce foreclosures on ...

Hip-Hop Rumors: Britney Spears Blames Rap For Divorce? Khaled Sells ... - allhiphop.com
No real two cents today...just R.I.P. to MC BREED. Also, don't forget to read The Top 10 Worst Fads In Hip-Hop History (Part 1 of 2) . Part 2 is on the way. I have to type it up and get it up on the site. IF YOU SEE SOMETHING, SAY SOMETHING ...

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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