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State economist says Florida facing more budget troubles - Daytona Beach News-Journal
You haven't seen anything yet. A top state economist said Wednesday that Gov. Charlie Crist and lawmakers could have to plug a $3.5 billion budget hole next year as Florida's housing-driven economy continues to sputter. That budget, which would take ...

Mortgage defaults increase - San Francisco Gate
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01/16 - 01/23 (1) - Dakota Voice
Badlands Blue Dakota 21 Dakota Today DakotaWomen GraceLife Haggard News Hog House Blog Jay Reding.com Jim Rivers Report Mount Blogmore (RC Journal) Northern Valley Beacon Proud Liberal RadioActive Chief Rage in the Cage Robbinsdale Radical School-of ...

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Manufacturing and Engineering News Portal More Than Triples Its User-Base IndustrialPR.net, an international industry-focused news site for engineers, plant maintenance ... IMAGE Chicago Magazine Signs 12 More Contracts and Launches New Full-Size ...

U.S. home foreclosures soar in January - Daily Oklahoman
Topic 2 face trial on charges of attacking Putnam... Woman killed, man critically hurt in... Devon tower architect draws inspiration from... Dog sex tapes lead to arrests Focus on family keeps Sooner assistants at home OU football notebook: English ...

Foreclosure crisis going to get worse before it gets better - Arlington Heights Daily Herald
Government officials and homeowners are hunkering down. If the foreclosure crisis is bad now, the increasing trend of court filings indicates the problem will become much worse, experts say. The storm has been brewing for at least the last five years ...

Frank Raines - Slate
Mistakes Were Made! Frank Raines--Rhodes scholar, Harvard Law, Lazard Freres, potential future Treasury secretary, etc.--has blotted his copybook at Fannie Mae. (His bio has already ignominiously disappeared from its former spot on Fannie Mae's Web ...

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Today's Mortgage Terms starting with I

  • Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.
  • Initial Rate: The rate charged for the first interval of an ARM loan.
  • Interest: Compensation in the form of money paid for the use of money.
  • Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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