Moody Mortgage Refinance and Information Online from competing Lenders

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American Media may refinance $570 million debt: report - Reuters
(Reuters) - Struggling tabloid publisher American Media Inc has secured the backing of many of its creditors for a new bond offering to refinance $570 million in existing debt, the Wall Street Journal said. The backing of creditors comes as a ray of ...

American Media may refinance $570 mln debt- WSJ - Reuters
Aug 28 (Reuters) - Struggling tabloid publisher American Media Inc has secured the backing of many of its creditors for a new bond offering to refinance $570 million in existing debt, the Wall Street Journal said. The backing of creditors comes as a ...

New York Agency Leads Municipal Borrowers as Trading Declines - Bloomberg
Aug. 27 (Bloomberg) -- The New York State Thruway Authority leads U.S. municipal borrowers today with an offering of at least $360 million of bonds, as trading of existing debt this month falls to less than 60 percent of the three-year average. The ...

New round of losses hits market - The Clarion-Ledger
In the mortgage industry, they are called "liar loans" - mortgages approved without requiring proof of the borrower's income or assets. The worst of them earn the nickname "ninja loans," short for "no income, no job, and (no) assets." The nation's ...

Housing market shows a hint of hope - USA Today
New housing reports out Tuesday show some of the first glimmers of stabilization in the troubled housing market, but economists say there are still significant risks that could undermine a recovery. Home prices fell at a slow pace for the fourth ...

Baldwin Township couple, among millions facing foreclosure in U.S ... - Pittsburgh Post-Gazette
Cindy and Randy Balzer's Baldwin Township home, may be sold at sheriff's sale, unless the couple, can renegotiate the 15.9 percent interest rate on their loan. After 20 years of living in the Baldwin Township home where they raised three children and ...

Treasury's Vigil On Fannie, Freddie - Washington Post
Analysts who closely follow the Treasury have said that no action to rescue ailing mortgage giants Fannie Mae and Freddie Mac appears imminent this weekend. (By Mannie Garcia -- Bloomberg News) A top concern of Treasury Secretary Henry M. Paulson Jr ...

Mayor boasts of '07 Allentown surplus - Allentown Morning Call
Allentown Mayor Ed Pawlowski announced Tuesday that the city finished 2007 with its second consecutive budget surplus, but he stopped short of pledging not to increase taxes next year. ''When I came in office, we faced a $2.7 million deficit, with ...

Can this home be saved? - Pittsburgh Post-Gazette
The Donaldson Drive, Baldwin Township, home of Cindy and Randy Balzer. After 20 years of living in the Baldwin Township home where they raised three children and poured their life's savings, Randy and Cindy Balzer are on the verge of losing ...

Quick thinking helps hospital avoid financial difficulties - Villages Daily Sun
THE VILLAGES ¡ª Quick thinking by hospital administrators has saved the Central Florida Health Alliance from an unexpected increase in bond interest-rate costs and the potential for even more negative impacts. Administrators of the health alliance ...

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Today's Mortgage Terms starting with P

  • Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.
  • Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.
  • Pre-Approval: The process of calculating how much money a potential homebuyer could borrow.
  • Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term.
  • Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.
  • Principal: It is the amount of money borrowed or owed, excluding interest.

    View all Terms
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