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St. Louis banks mull Treasury bailout - St. Louis Post-Dispatch
Cheap money! Come and get it, bankers. Uncle Sam is opening the vaults at the Treasury. Oh, there will be strings attached, of course. And if your bank desperately needs the money, the government won't give it to you. That offer — phrased more ...

Freddie, Fannie to modify loans - Delaware Online
WASHINGTON -- In an attempt to keep struggling homeowners from losing their homes, federal officials Tuesday announced a simpler and quicker procedure for modifying loans held by mortgage giants Fannie Mae and Freddie Mac and expressed hope that it ...

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Today's Mortgage Terms starting with U

  • Underwriting: It is the process of quantifying the risks involved in a specific loan and setting suitable terms and conditions for a mortgage.
  • URLA: Uniform residential loan application.
  • Usury: Interest charged in excess of the legal rate as established by law.

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