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News about Mortgages:

Crye-Leike aims to save dreams - Birmingham News
Crye-Leike Realtors, which has an office in Madison, is working to help homeowners keep their homes during tough economic times. The Memphis-based agency last week launched a companywide campaign, asking its agents to each help one homeowner who is ...

November 2008 - Weblogs.baltimoresun.com
Whenever chaos rules the economy and financial markets, I try to find financiers who have fended off the storm and resisted the temptations that brought down their competitors. It's always a bit of a risk. The company that appears strong today may be ...

2008 (2665) - Dakota Voice
► May 22 - May 29 (1) To assuage conservatives, McCain has rolled out endorsements from leading conservatives and aired a new television ad that mentions Ronald Reagan. He plans to attend a major gathering of conservatives later this month. The ...

Bailout critics see little help for homeowners - Memphis Commercial Appeal
WASHINGTON -- Congress, the White House and the Federal Reserve have been scrambling to end the financial crisis, providing Wall Street with a $700 billion rescue, making investments in banks and even guaranteeing certain types of debt. "The core of ...

Mortgage bankers see slump into 2009 - Memphis Business Journal
The Mortgage Bankers Association expects the economy to contract through the first half of 2009 before a modest recovery takes hold heading into 2010. The Washington, D.C.-based group said in its latest economic forecast this week that it expects ...

UPDATE 2-Verso Paper tops expectations, shares jump - Reuters
NEW YORK, Nov 7 (Reuters) - Verso Paper Corp (VRS.N: Quote , Profile , Research , Stock Buzz ), which went public in May this year, posted better-than-expected third-quarter earnings on Friday, as price increases for its coated paper products offset ...

Obama Outraised Clinton By Two To One In March - US News and World Report
The AP reports this morning that Sen. Barack Obama "raked in" $40 million last month leaving Sen. Hillary Clinton "and her $20 million in the fundraising dust and stuffing his campaign treasury so he can outspend her in the crucial Pennsylvania ...

Meltdown of economy detailed in local reports - Portland Business Journal
Economic wreckage is spread across the country, in virtually every sector, starting with housing, with one in every 452 U.S. housing units receiving a foreclosure notice in October. The Federal Reserve Bank of Atlanta's vice president delivered grim ...

Election 2008: Barack Obama in the news - Newsday
Georgia residents packed polling places as early voting began in earnest this week, waiting as long as eight hours in line to cast ballots and forcing some voting sites to stay open deep into the night. Polls have been open in Georgia since Sept. 22 ...

Foreclosures in Hampton Roads more than triple in past year - HamptonRoads.com
Foreclosure activity in Hampton Roads continued to climb last month and has increased more than threefold since last year as more banks repossessed homes in the region and homeowners struggled to pay mortgages, a report to be released today found ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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