Red River Mortgage Refinance and Information Online from competing Lenders

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8 MILLION STORIES: SHE GRADUATES TO A MOUNTEBANK - Nypress.com
I hung on to the brownstone in Lefferts Manor, Brooklyn, for about a year after my mother’s death, since her last will and testament left provisions for me to live in the house at cost, if I was unmarried when she died. Plus, I’d get the antiques ...

Bipartisan energy bill a bad effort - North County Times
If Patricia McFarlane (Letters, Feb. 25) had bothered to read the Energy Independence and Security Act, she might not have agreed with Nick Leibham. She states "that bill was a bipartisan effort." Fourteen Republicans voted for it, and seven ...

Suit stalls work on Calallen schools - Corpus Christi Caller
A suit filed against the Calallen Independent School District has stalled $43 million in voter-approved bonds for school facility improvements. The suit, filed in 214th District Court by Calallen resident Karen Ford on Dec. 4, alleges the school ...

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Today's Mortgage Terms starting with C

  • Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.
  • Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.
  • Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan.
  • Collateral: Property pledged as security for a debt.
  • Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.
  • Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.
  • Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.
  • Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.
  • Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.
  • Credit Bureau: It is a clearinghouse for credit history information.
  • Credit Report: A report containing a detailed credit history of an individual.

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