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$32M OK'd for marina - Leaf Chronicle
Clarksville City Council voted Monday to amend the city's capital project budget by $32 million to finance the revamping of Fairgrounds Park, including a marina and water park. The council voted last month to pursue the project in three phases ...

Metro may borrow $59M from Clarksville - Nashville Post
Metro Council will consider a resolution at its meeting next week to approve a $59 million loan agreement with the Clarksville Public Building Authority. The loan agreement would refinance an adjustable-rate municipal bond issued in 2006 during Mayor ...

Metro forced to remedy $59M in bonds - Nashville City Paper
A potential loan agreement between Metro and the Clarksville Public Building Authority came after a German bank had its rating downgraded, leaving Metro looking at a ballooning repayment rate on $59 million in variable-rate bonds. When the German ...

Austin Peay defeats Lambuth 79-63 - FOX News
CLARKSVILLE, Tenn. — Wes Channels scored 18 of his game-high 22 points in the second half to lead Austin Peay over Lambuth 79-63 on Tuesday night. The Governors (2-2) led 43-28 at halftime and built a 22-point lead on a Channels 3-pointer with 17 ...

Marina given green light - Leaf Chronicle
Minutes after they were told, for the first time, that the full marina project at Fairgrounds Park would cost about $25 million — and were told for the first time that it would include a publicly financed water park — the Clarksville City Council ...

Councilwoman Evans grills finance director - Nashville City Paper
District 23 Councilwoman Emily Evans pressed Metro Finance Director Richard Riebeling about his decision to refinance $59 million in municipal bonds during an uncomfortable Council budget and finance committee hearing on Monday. Evans, who has a ...

Bankruptcy Looms For Owner Of 2 Area Malls - WLWT 5
CHICAGO -- The owner of two area malls faces bankruptcy, according documents filed earlier this week. General Growth Properties Inc. shares have plummeted after the mall owner warned it faces solvency trouble and may be forced to file for bankruptcy ...

General Growth Properties risks default - WAFF
CHICAGO (AP) - General Growth Properties Inc. shares plummeted Tuesday after the Tennessee mall owner warned it faces solvency trouble and may be forced to file for bankruptcy. The company said it needs to refinance or extend nearly $1 billion in ...

Leaders looking forward - Leaf Chronicle
With the City Council's approval of the marina development plan, Clarksville is moving in the direction that will help to define it as a progressive city. Clarksville's original role involving the marina was only to dredge a marina basin and extend ...

Ala Moana, Ward Centers owner facing bankruptcy - Honolulu Star-Bulletin
General Growth Properties Inc. , owner of Ala Moana Center and Ward Centers in Hawaii, said yesterday it is facing the possibility of bankruptcy if it fails to refinance or extend nearly $1 billion in debt due next month. The real estate investment ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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