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GM exec.: bankruptcy not an option for industry - Post-Crescent
WASHINGTON - A top executive of General Motors Corp. said Wednesday bankruptcy isn't a viable option, as the United Auto Workers braced for a decision on contract concessions to the endangered Big Three. Fritz Henderson, president and chief operating ...

GM asks for US$12b, Ford says it can go it alone - Auto sales fall in ... - Jamaica Gleaner
General Motors Corp said Tuesday it needs US$12 billion in government loans to keep operating, telling Congress in a bluntly worded report that its collapse could have "severe, long-term consequences to the United States (US) economy." Ford Motor ...

Daily Report - Baton Rouge Business Report
Future System Advisors has been awarded the first patent for a form of life insurance, a move that could generate billions of dollars in royalty payments for the company. "This is having a much bigger effect than I ever thought it would have," Future ...

GM paints dire picture as Big Three retool bailout proposals - Green Bay Press-Gazette
WASHINGTON — Humbled and fighting for survival, Detroit's once-mighty automakers appealed to Congress with a retooled case for a huge bailout Tuesday, pledging to slash workers, car lines and executive pay in return for a federal lifeline. GM said ...

Lawmakers Hedge Their Bets on Auto Bailout - FOX News
American lawmakers were still divided Tuesday over a plan to bail out the auto industry as Detroit's Big Three carmakers submitted their recovery plans to congressional leaders. The plans from General Motors Corp., Ford and Chrysler were meant to ...

Chrysler exec says bankruptcy not an option for Big 3 - Rocky Mountain News Blogs
Bankruptcy isn't an option for the Big 3 domestic automakers and a carmaker collapse could send the economy spiraling into a depression. Jim Press , Chrysler's vice chairman, said the U.S. automakers were "down to months left," as industry officials ...

Brutal retail downturn rains on Macy's holiday parade - Pantagraph
When Macy’s Inc. paid $11.5 billion to acquire rival May Co. in 2005, investors asked whether consolidation could save the department store, or just prolong its decline. So far it looks more like the latter. The company lost $30 million in the ...

Brookfield, Telus, Mercator, Nexen, Opti: Canada Equity Movers - Bloomberg
Nov. 27 (Bloomberg) -- The following companies had unusual price changes in Canadian trading . Stock symbols are in parentheses, and share prices are as of 4:10 p.m. in Toronto. The Standard & Poor’s/TSX Composite Index rose 1.3 percent to 8,753.77 ...

Big Three automakers pledge to slash and burn for federal lifeline - Fort Worth Star-Telegram
Wagoner WASHINGTON — Humbled and fighting for survival, Detroit’s once-mighty automakers appealed to Congress with a retooled case for a huge bailout Tuesday, pledging to slash workers, car lines and executive pay in return for a federal lifeline ...

Automakers plead case to Congress - Daily Journal
WASHINGTON -- Humbled and fighting for survival, Detroit's once-mighty automakers appealed to Congress with a retooled case for a huge bailout Tuesday, pledging to slash workers, car lines and executive pay in return for a federal lifeline. GM said ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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