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BayWalk owner says foreclosure near - St. Petersburg Times
BayWalk, which opened in St. Petersburg in 2000, has run into difficulty. Its vacancy rate stood at 25 percent this summer. BayWalk's owner is in default on his mortgage loan and anticipates that foreclosure will follow for the downtown St ...

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Today's Mortgage Terms starting with I

Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment.

Initial Rate: The rate charged for the first interval of an ARM loan.

Interest: Compensation in the form of money paid for the use of money.

Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan.

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