Wells Mortgage Refinance and Information Online from competing Lenders

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Congress examines $700 billion rescue program - WTOP Radio
WASHINGTON (AP) - While the Bush administration shifts course on its $700 billion rescue plan, Congress is examining whether even bigger changes should be made in the program in light of the deteriorating economy and soaring mortgage foreclosures ...

Deficit and jobless claims jump, but stocks soar - Seattle Post Intelligencer
WASHINGTON -- The nation's financial picture grew darker Thursday, a day marked by breathtaking numbers: a quarter-trillion-dollar budget deficit for a single month, a half-million new applications for unemployment benefits and a 900-point swing that ...

Citigroup plans a leaner future, cuts 53,000 jobs - Associated Press
NEW YORK (AP) -- Citigroup, widely seen as the sickest Wall Street bank, will make some of the most severe cuts in the history of U.S. business - 53,000 jobs - as it tries to slash costs and get back to basics before it's too late. The cuts, which ...

Higher lending limits will end - Contra Costa Times
Memo to Bay Area home buyers and owners: Your days to buy or refinance homes using big loans set at low interest rates are numbered. As part of the economic stimulus bill that became law in February, loan limits on government-backed mortgages were ...

Crown asks Hampshire for bond help - Courier News
HAMPSHIRE -- With only one of what is hoped to become 2,820 homes sold, Crown Community Development has asked the village essentially to refinance $10 million of the money it and its future home buyers have borrowed to pay for roads and utilities in ...

GE: Not-So-Good Things Come to Light - Seekingalpha.com
When is a stock safe enough to buy when it becomes difficult for corporations to find financing? We can answer the question two ways: 1) Why should we buy stocks when the financial markets are choking? Better to sit on cash. 2) We can’t tell when ...

Five Key Quotes from Macy's on Retailing and Debt - Seekingalpha.com
Retailing giant Macy’s Inc. ( M ) cut capital spending and held margins together in Q3 by avoiding serious markdowns and price wars. More successful in that than peers like Kohl's ( KSS ) and JCPenney ( JCP ), Macy's stock has still been under ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. Wells Fargo: Clearly, there are numerous pitfalls that Wells Fargo will need to navigate, but in the short run, at least, it won. Wells Fargo ...

Former GE plant labeled hazardous - Delaware County Daily Times
COLLINGDALE — The former General Electric Static Power Plant has been labeled a hazardous waste site by the Pennsylvania Department of Environmental Protection after groundwater samples tested positive for Trichloroethylene, an industrial solvent ...

More Shasta County residents can afford to buy a home - Record Searchlight
The number of people who can afford to buy a home in Redding has reached the highest level in more than four years — thanks to falling values and low interest rates. Of the new and existing homes sold in the third quarter, 40 percent were ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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