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Foreclosures Hitting Hard in Indianapolis - WIBC.com
Indianapolis ranks 9th on the list of cities hardest hit by foreclosures. One man is facing a sheriff's sale of the house where he grew up. Both of Charles Franklin's parents had medical issues before they passed away. Charles took out a mortgage on ...

Financial Crisis Is Absent From Agendas of Parties, Candidates - Bloomberg
Aug. 27 (Bloomberg) -- The U.S. is facing the worst financial crisis since the Depression. You would never know that from the Democrats' platform in Denver or its Republican counterpart, or from listening to Barack Obama or John McCain . While both ...

Harbor is a “crisis area” - Daily World
The foreclosure crisis afflicting the nation is hitting Grays Harbor hard. The state Housing Finance Commission has designated Grays Harbor County as one of the state’s crisis areas for home foreclosures, qualifying the county for additional state ...

Pussyfooting around the crisis - The Age
The United States is facing the worst financial crisis since the Depression, but you would never know that from the Democrats' platform in Denver or its Republican counterpart, or from listening to Barack Obama or John McCain. While both candidates ...

Hanger Orthopedic Group Files To Sell 13.6 Million Shares - FinancialWire
August 25, 2008 (FinancialWire) Hanger Orthopedic Group, Inc. (NYSE: HGR) (Current Market Cap: US$412.44 Mil.) said it has filed a shelf registration statement to sell up to 13,608,730 shares of its common stock. ... August 25, 2008 (FinancialWire ...

Wanted: food stamp applicants - Raleigh News & Observer
908,025 - Number of North Carolinians receiving food stamp benefits in September 452,627 - Number of North Carolinians the government estimates qualify for food stamps and don't get them SMITHFIELD - At 79, Earl Rudd is worn out and nearly broke ...

Billionaires Up, America Down - Common Dreams
When it comes to producing billionaires, America is doing great. Until 2005, multimillionaires could still make the Forbes list of the 400 richest Americans. In 2006, the Forbes 400 went billionaires only. This year, you'd need a Forbes 482 to fit ...

BWAY Holding Company Announces Closure of Its Franklin Park, Illinois ... - PR Newswire
ATLANTA, March 7 /PRNewswire-FirstCall/ -- BWAY Holding Company NYSE: BWY, a leading North American supplier of general line rigid containers, today announced that it intends to close its Franklin Park, Illinois metal packaging manufacturing facility ...

Stocks rally - Portsmouth Herald
NEW YORK (AP) — Wall Street rallied once again Thursday as investors bet that companies hurt by the housing crisis will benefit from a government plan to help financially stretched homeowners and from another interest rate cut. The Dow Jones ...

INDUSTRY NEWS & PEOPLE July 2007 - Business Travel Executive
The Association of Corporate Travel Executives has named Jerome Drevon-Barreaux, global travel manager for Capgemini, as the new regional chair of ACTE Europe. A more than 10 year veteran of the business travel industry, Drevon-Barreaux directs a T&E ...

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Today's Mortgage Terms starting with L

  • Lender: The bank, mortgage company or mortgage broker providing the loan.
  • Loan Application: A statement of personal and financial information needed to apply for a loan.
  • Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.
  • Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan.
  • Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price.
  • Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

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