Atkins Mortgage Refinance and Information Online from competing Lenders

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News about Mortgages:

Preserving Homeownership - Voiceof San Diego
Mayor Jerry Sanders formally announced the city's plan to spend $9.4 million in HUD grants at a press conference earlier this afternoon. Housing Commission officials are slated to present the plan this afternoon in the City Council meeting. Along ...

Ros Atkins' journey - bbc
Ros Atkins, host of the BBC World Service global discussion programme World Have Your Say, will be the main presenter for the first part of the journey - the West, from Los Angeles to Dallas. He will be bringing his highlights from the cities along ...

After the Building Boom - Wall Street Journal
The economy's swoon and Wall Street's woes are taking a particularly specific and tough toll on art museums. The art boom of the past two decades, and the resulting skyrocketing costs of acquisitions and insurance, led museums to staff their boards ...

Wells Fargo will downsize Wachovia's investment bank - WCNC
ROCKINGHAM -- Wells Fargo & Co. executives signaled Wednesday that the bank will downsize Wachovia Corp.'s corporate and investment bank after the companies' planned merger later this year. In a conference call with analysts, Wells Fargo chief ...

Wells Fargo to shrink Wachovia's investment bank - Raleigh News & Observer
Corporate and investment bank is source of high-paid jobs in Charlotte. ROCKINGHAM - Wells Fargo & Co. executives signaled Wednesday that the bank will downsize Wachovia Corp.'s corporate and investment bank after the companies' planned merger later ...

Today's Mortgage Terms starting with A

Accrued Interest: Interest earned but has not been paid

Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period: Applicable to an ARM, the time between changes in the interest rate.

Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

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