Hanna Mortgage Refinance and Information Online from competing Lenders

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Mortgage Interest Rates Fall - KDKA
PITTSBURGH (KDKA) ― Mortgage interest rates are dropping -- and that could make it easier for folks to buy a home, kick-starting the sagging housing industry. For current homeowners, it may be time to re-finance to get a more attractive rate. That ...

WHEN VIKINGS TREMBLE - Der Spiegel
The day doesn't start off well for Hanna Hrefnudottir. The interior designer has arrived early to stand in line in front of Glitnir Bank in downtown Reykjavic, and she's the first person to make her way to the teller counter. She pleas, she begs and ...

AP Interview: Mitchell thinks drug use down in MLB - FOX News
NEW YORK — Nearly one year later, George Mitchell wouldn't change a word of his report. His investigation of drugs in baseball tarnished the reputation of Roger Clemens and dozens of other players, led to a toughened drug agreement and created an ...

2008 Election - Oregonian
Diane McKeel will take a seat on the Multnomah County Board of Commissioners in January, after a narrow come-from-behind victory. McKeel, the executive director of the West Columbia Gorge Chamber of Commerce, said she will spend the next two months ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. At Monday night’s Presidential Debate, John McCain dropped an economic bomb: he suggested that the U.S. Treasury should buy up mortgages and ...

Today's Mortgage Terms starting with F

Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans.

Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending.

FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers.

First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages.

Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan.

Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default.

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